To compare your current plan benefits with those offered by the Vanderbilt student health insurance plan, please click here. If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:
The Summer 22-23 waiver deadline ended 06/01/2023. The online waiver system can no longer accept new waiver requests.
The Student Health Insurance Plan also has referral requirements for students enrolled on the plan. This means that care outside of the Student Health Center requires an annual referral. If you do not get a referral, covered benefits will be considered at the out-of-network coverage cost sharing. Students can request the referral from their primary care provider at the Student Health Center by messaging that provider or calling Student Health at 615-322-2427. Students who do not have an established relationship with a primary care provider at Student Health can call 615-322-2427 to schedule a brief appointment for a referral request and/or to schedule an appointment to establish care with a primary care provider at Student Health. In many cases, students end up finding that Student Health may be able to fully meet their needs without the need for the outside referral and the costs associated with care outside of Student Health. Students who wish to maintain a relationship with a primary care provider outside of Student Health are welcome to do that, but the insurance still does require an annual Student Health referral for those claims to be paid at an in-network rate.
In the following cases, referrals are not required: